Let’s Make Your Dream Wedding Photography Happen: Flexible Payment Plans That Work for You

Hey friend, I know that planning a wedding can be overwhelming. From the venue to the dress, the flowers to the guest list—there’s so much to juggle. And then, of course, there’s the photography. You want the perfect photographer to capture your love story—someone who truly gets you and your partner. But when you start looking at the costs, you might feel a little overwhelmed, wondering how to make it all work.

But here’s the thing: I want to make sure you get the wedding photography of your dreams without the stress. That’s why I offer flexible payment plans to help ease the financial burden, so you can focus on enjoying the process and creating memories, not worrying about how to pay for them. And if I’m the photographer for you—amazing! If you’re still deciding, I’ve got tips on how to choose the right photographer for you, too, because I believe you deserve someone who truly fits your vibe and vision.

Why Flexible Payment Plans Are a Game-Changer

Wedding photography isn’t just a service, it’s an investment in the memories you’ll cherish for a lifetime. But I know that those memories can come with a hefty price tag. It doesn’t have to be that way though. With my payment plans, I’m all about making sure you get the photos you dream of, without breaking the bank. You don’t have to choose between getting the photos you want and sticking to your budget. Let’s find a plan that works for you!

Here’s How My Payment Plans Can Work for You

I know everyone has a different budget and financial situation, so I offer a few options to make paying for your wedding photography a little easier. Here’s how it breaks down:

How to Lock-In Your Date:

To get on my calendar, I require a 50% of the total non-refundable retainer along with a signed contract. Once we’re all set, you’ll choose one of the three flexible payment plans that will allow you to manage your budget as you plan for your big day.

Payment Plan Options:

Option 1: Traditional Payments Before the Wedding

  • 50% of the total non-refundable retainer due at signing
  • 25% payment due at the midpoint of your planning
  • 25% payment due one week prior to the wedding
  • Sneak peeks delivered within 7 days from your wedding day

This plan is perfect for couples who want everything squared away in the months leading up to their wedding and enjoy the ease of pre-wedding payments.


Option 2: Flexible Payment After the Wedding

  • 50% of the total non-refundable retainer due at signing
  • 25% payment due at the midpoint of your planning
  • 25% payment due one week after your wedding day
  • Sneak peeks delivered 7 days after the final payment

This option works especially well if you’d like the flexibility to pay a bit after your wedding. It can be a great choice for couples who receive wedding gifts on the day of, and may want to use those to cover the remaining balance. You can enjoy your special day without the pressure of worrying about payment right before or during the event.


Option 3: Monthly Payments Leading Up to Your Wedding

  • 50% of the total non-refundable retainer due at signing
  • The remaining balance is split into monthly payments leading up to the wedding, with the final payment due one week prior
  • Sneak peeks delivered 7 days after the final payment

This option is ideal for couples who want to break up the payments into smaller, manageable amounts over time. It’s a great option if you’re planning ahead and would prefer to have the total balance paid off well before the big day, making it easier to stick to a budget month-to-month. I offer the monthly payments to extend 1 month past the wedding as well if you need added flexibility.


Why These Plans Are Perfect for You

I get it—weddings are expensive! Between the dress, the venue, the catering, and all the little details, it can feel like there’s no room left in the budget for the perfect photographer. But here’s the thing: photography isn’t just another vendor. These photos are how you’ll remember the day forever, and they’re worth every penny. With flexible payment options, I can help make that investment more manageable. Here’s how my payment plans can make your life easier:

  1. You Get the Photographer You Really Want
    No more compromising on the photographer you’ve dreamed of just because of the cost. With payment plans, you can afford the photographer who truly captures your vision without settling for less. Let’s make sure your wedding day memories are captured exactly how you’ve imagined.
  2. Less Stress, More Fun
    Planning a wedding is stressful enough, so I want to take some of that weight off your shoulders. By offering these plans, you won’t have to stress about how to pay for the photos you’ll cherish for a lifetime. Let’s make this easy and take one more thing off your to-do list.
  3. Budget-Friendly Flexibility: Weddings can be expensive, but with these flexible payment plans, you can spread out the cost and avoid feeling overwhelmed by a large lump sum. You’ll still get the photographer you want, without sacrificing your financial peace of mind.
  4. A Stress-Free Timeline: Whether you prefer paying in full before the wedding, splitting payments across the months, or opting for an after-wedding payment, there’s a plan that works for your schedule and your budget.
  5. Timely Sneak Peeks: No matter which option you choose, you’ll get sneak peeks within 7 days from either your event date or your final payment, so you don’t have to wait long to relive those beautiful moments.
  6. Worry-Free with Gifts: Option 2 (the post-wedding payment plan) is a great choice if you want to wait for those wedding gift funds to come in. This gives you the flexibility to use the gifts to help pay for the remaining balance, reducing the financial burden in the months leading up to your wedding.

So, How Do You Know if I’m the Right Photographer for You?

Here’s the thing—while I hope I’m the one you want to capture your day (and if I am, amazing!), it’s also crucial that you find a photographer whose style, personality, and approach truly fits you and your wedding vision. I want you to be excited and comfortable with the person who’s going to document your love story. Here are a few things to consider when choosing the photographer that’s right for you:

  • Your Photographer’s Style
    Are you looking for candid, documentary-style photos that capture raw, authentic moments? Or do you want more posed, editorial shots? I lean heavily into the documentary style, capturing the natural, emotional moments that tell the true story of your day. But if that’s not your vibe, that’s totally okay! Make sure your photographer’s style matches what you envision for your wedding album.
  • The Connection
    You’ll be spending a lot of time with your photographer on one of the most important days of your life, so it’s essential to feel comfortable with them. Trust your gut! Does the photographer make you feel at ease? Do you feel like they understand your vision? If you’re not vibing with them, that’s a sign to keep looking. I want my couples to feel like I’m a trusted friend who’s there to help them through every step of their day.
  • Personality and Professionalism
    A great photographer is professional, but also has the ability to stay flexible and be supportive. I’m all about making your wedding day stress-free and fun, but every photographer has their own way of working. Make sure you’re comfortable with how they communicate and how they handle things on the day of the wedding.
  • The Experience
    Make sure you check out their portfolio and reviews to get a sense of their work and how they’ve served past couples. Your photographer should have experience handling weddings of all sizes and should be able to provide you with a timeline of how they work with you leading up to your big day. I’ve worked with couples to craft the perfect photography experience and I’m all about making sure it feels natural and easy.

Let’s Make It Happen

So, how do you get started? Once you’re ready to book your wedding photography, we’ll sit down and figure out which payment plan works best for you. I want to make sure you’re comfortable and confident with the plan we choose, and I’ll be with you every step of the way.

Weddings are an investment—not just in the day itself, but in the memories you’ll have for years to come. I’m here to make sure you don’t have to compromise on those memories just because of a price tag. So, let’s make sure we get the plan that works for you—because you deserve the photographer of your dreams!

If you’re ready to chat or have questions, hit the ‘ready when you are‘ and let’s talk about how I can capture your wedding day in a way that feels as perfect as the day itself.

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2025 Portrait Books Are Open / 2026 & 2027 Wedding & Elopement Books Are Open

"I have known Nicole for many years now and first and foremost, she is a beautiful person inside and out. Her kindness radiates in every room she is in! When my now husband and I got engaged back in 2023, there was not a doubt or question in my mind who I wanted as our wedding photographer; Nicole Kilday!!!!! Prior to getting engaged, I would be on Instagram and Facebook truly just waiting for new sets of wedding photos from her to be posted on her professional pages. The candidness and realness of her photos were beyond beautiful and awe-filled. I knew that when I looked back on my future wedding photos, I wanted them to be real life moments that I could go back in time and look at through photos, and truly remember exactly how it felt to be in that moment. To make a long point short, Nicole’s art is the epitome of life, love, candidness, and real moments captured. On top of allllll of that, being in Nicole’s presence truly gave me a sense of calm and reassurance. I remember being so unbelievably calm the morning of my wedding, and I truly think I have Nicole to thank for alot of that. Whether you have known her for years or you are meeting her for the first time on your wedding day, I guarantee she will make you feel like you have someone in your corner to guide you and support you in any way possible throughout your wedding planning journey and day. Nicole is truly one of a kind, and I don’t say that lightly. She is passionate about what she does, and it is undoubtedly evident through the beautiful work she creates."

Moira & Colton

"Nicole is the literal BEST there is. She does it all & has the best personality. She’s not only your photographer, she’s also your go to for a last minute grocery store run when you forget something on your big day, the one to find a whole new location for photos when your original is under a severe weather watch, & your hype woman no matter what. Her skills are top tier & there is truly no one like her. If you’re looking for a fun, on the dance floor & also crying with you photographer - she’s your girl. Cannot wait for her to capture more of our life’s memories!"

Samantha & Mitch

"Nicole shot our engagement photos in 2019, our wedding in 2020, my maternity photos in 2021, and our family pictures in 2022. Nicole is amazing in every session and season in life. She’s not only your insanely talented photographer but a therapist, a guide, a treasure in every step of your journey. She’s easy to get a long with, relatable and just a wonderful human in every way. We love her dearly and recommend her to everyone."

Carly & Matt

“We honestly can’t say enough good things about our wedding photographer. Believe it or not it was the first time I met Nicole and it felt like having a close friend around, not just someone there to take pictures. Nicole made being in front of the camera natural and fun. We were laughing, relaxed, and just genuinely happy. Of course our photos most definitely reflect that. Every moment she captured feels real, not staged, and looking back at them brings us right back to how the day felt.

If you’re looking for someone who’s not only talented but also a blast to be around on your big day, this is your person. We’re beyond grateful.”

Dan & Breanne

“Thank you so much for capturing every special moment on our wedding day. The day was so busy that if it weren’t for you, I wouldn’t remember half of it! Beautifully done! I can’t stop looking at them!

And also, my whole family was talking about how great you were! My nana especially haha. You are so much more than a photographer! And anyone who gets the change to work with you will see that and appreciate it so much!”

Taylor & Zach

“Nicole I’m speechless and crying at your photos. They are so perfect. You absolutely nailed it. I have chills! I just wanted to tell you how much we love them and everyone keeps giving me compliments. They are honestly better than I could have imagined Nicole!”

Erin & Justin

“Nicole, I don’t even know where to begin. I am not a cryer, but I am crying at work. These are so beautiful, I can’t thank you enough. We picked the best team on the planet to capture our wedding!!! Again, thank you!!! If ANYONE asks for a recommendation, only your business will come out of my mouth. Even if people don’t ask for it, haha.”

Tori & Cory

“Nicole was amazing!!!! Her and her second photographer were sweet and helpful from start to finish of this process! She eased my nerves and truly had my back. She treated me as a friend instead of just another client and it meant the world!! She went above and beyond by making sure I had enough to eat and drink throughout the day as well! She made sure on our rainy wedding day to have umbrellas (I forgot them) in order to make sure pictures happened as they should! Not sure what I would have done without her! The photos turned out amazing and she took care of every little thing I had concerns about to truly make sure I was happy! If I had to do it again.. I’d book her no doubt! My husband and I both love her.”

Tory & Brett

“Nicole is a dream of a human to work with. She is easy going, intuitive, and truly an artist. I wouldn't have chosen anyone else to capture me and my man the way she did. 11/10 recommend."

Molly & Peter

What it's like working with Nicole,